Everything cal has indexed.
Cal's running 2026 catalog of agency + wholesale-TPO guideline changes. Most are from earlier this year — they're the rules currently in force, not breaking news. Each entry shows the previous rule, the new rule, and what it actually means at the LO desk. Items dated within the last 7 days are flagged with a "New this week" pill. Sorted newest first.
Cal cites the exact §section of every rule.
Most AI mortgage tools paraphrase the guidelines. Cal pulls them, structures them, and cites them on every answer. Built for the next wave of agency oversight — without giving away the wedge.
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Cal cites the exact section · 386 chunks indexed · 87% eval